{"id":294,"date":"2026-08-11T01:57:59","date_gmt":"2026-08-11T01:57:59","guid":{"rendered":"https:\/\/hom2box.com\/wordpress\/big4-financial-holding-2026-first-half-profit-dividend\/"},"modified":"2026-08-11T01:57:59","modified_gmt":"2026-08-11T01:57:59","slug":"big4-financial-holding-2026-first-half-profit-dividend","status":"publish","type":"post","link":"https:\/\/hom2box.com\/wordpress\/big4-financial-holding-2026-first-half-profit-dividend\/","title":{"rendered":"4\ub300 \uae08\uc735\uc9c0\uc8fc \uc0c1\ubc18\uae30 \uc21c\uc774\uc775 \ubc30\ub2f9 \uc804\ub9dd 2026 \uc644\uc804 \uc815\ub9ac"},"content":{"rendered":"
\n

4\ub300 \uae08\uc735\uc9c0\uc8fc \uc0c1\ubc18\uae30 \uc21c\uc774\uc775 \ubc30\ub2f9 \uc804\ub9dd\uc774 \uc774\ub807\uac8c \ub728\uac70\uc6b4 \ud654\uc81c\uac00 \ub41c \uac74 \uc774\ubc88\uc774 \ucc98\uc74c\uc785\ub2c8\ub2e4.<\/p>\n

2026\ub144 7\uc6d4 24\uc77c, KB\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\uae08\uc735 4\uacf3\uc774 \uc77c\uc81c\ud788 \uc0c1\ubc18\uae30 \uc2e4\uc801\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud569\uc0b0 \uc21c\uc774\uc775 11\uc8703392\uc5b5\uc6d0<\/strong> \u2014 \uc0ac\uc0c1 \ucc98\uc74c\uc73c\ub85c 11\uc870\uc6d0 \ubcbd\uc744 \ub118\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc9c0\ub09c\ud574 \uac19\uc740 \uae30\uac04(10\uc8703254\uc5b5\uc6d0)\ubcf4\ub2e4 9.8%<\/strong> \ub298\uc5b4\ub09c \uaddc\ubaa8\uc785\ub2c8\ub2e4.<\/p>\n

\uc740\ud589 \uc774\uc790\uc774\uc775\uc774 \ubc84\ud168\uc8fc\ub294 \uc0ac\uc774, \uc99d\uad8c\u00b7\ubcf4\ud5d8 \ub4f1 \ube44\uc740\ud589\uc774 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/p>\n

\ubc30\ub2f9\uacfc \uc790\uc0ac\uc8fc \ub9e4\uc785\ub3c4 \ub3d9\uc2dc\uc5d0 \ud655\ub300\ub418\uace0 \uc788\uc5b4, \uae08\uc735\uc8fc\ub97c \ubcf4\uc720 \uc911\uc774\uac70\ub098 \uad00\uc2ec \uc788\ub294 \ubd84\uc774\ub77c\uba74 \uc9c0\uae08\uc774 \uc815\ub9ac\ud560 \ud0c0\uc774\ubc0d\uc785\ub2c8\ub2e4.<\/p>\n

\"4\ub300
2026\ub144 \uc0c1\ubc18\uae30 4\ub300 \uae08\uc735\uc9c0\uc8fc \ud569\uc0b0 \uc21c\uc774\uc775 11\uc8703392\uc5b5\uc6d0, \uc5ed\ub300 \ucd5c\ub300 \uae30\ub85d<\/figcaption>
AI \uc0dd\uc131 \uc774\ubbf8\uc9c0\uc785\ub2c8\ub2e4.<\/figcaption><\/figure>\n

2026\ub144 \uc0c1\ubc18\uae30 4\ub300 \uae08\uc735\uc9c0\uc8fc \uc21c\uc774\uc775 \ud55c\ub208\uc5d0 \ube44\uad50<\/h2>\n

\ubcf4\ub3c4\ub4e4\uc744 \uad50\ucc28 \ud655\uc778\ud574 \uc22b\uc790\ub97c \uc815\ub9ac\ud558\uba74 \uc774\ub807\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n\n\n
\uae08\uc735\uc9c0\uc8fc<\/th>\n2026\ub144 \uc0c1\ubc18\uae30 \uc21c\uc774\uc775<\/th>\n\uc804\ub144 \ub3d9\uae30 \ub300\ube44<\/th>\n\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n
KB\uae08\uc735<\/td>\n3\uc8708846\uc5b5\uc6d0<\/td>\n+13.1%<\/td>\n\ubc18\uae30 \uae30\uc900 \uc0ac\uc0c1 \ucd5c\ub300<\/td>\n<\/tr>\n
\uc2e0\ud55c\uae08\uc735<\/td>\n3\uc8704427\uc5b5\uc6d0<\/td>\n+13.3%<\/td>\n\ubc18\uae30 \uae30\uc900 \uc0ac\uc0c1 \ucd5c\ub300<\/td>\n<\/tr>\n
\ud558\ub098\uae08\uc735<\/td>\n2\uc8704029\uc5b5\uc6d0<\/td>\n+4.4%<\/td>\n\u2014<\/td>\n<\/tr>\n
\uc6b0\ub9ac\uae08\uc735<\/td>\n1\uc8706090\uc5b5\uc6d0<\/td>\n+3.7%<\/td>\n2\ubd84\uae30 \ub2e8\ub3c5 1\uc870\uc6d0 \uccab \ub3cc\ud30c<\/td>\n<\/tr>\n
\ud569\uacc4<\/strong><\/td>\n11\uc8703392\uc5b5\uc6d0<\/strong><\/td>\n+9.8%<\/strong><\/td>\n\uc5ed\ub300 \ucd5c\ub300<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

KB\uae08\uc735\uacfc \uc2e0\ud55c\uae08\uc735\uc774 \ub098\ub780\ud788 \ub450 \uc790\ub9bf\uc218 \uc131\uc7a5\uc744 \uae30\ub85d\ud558\uba70 \ubc18\uae30 \uc0ac\uc0c1 \ucd5c\ub300\ub97c \uc0c8\ub85c \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud558\ub098\uae08\uc735\uacfc \uc6b0\ub9ac\uae08\uc735\uc740 \uc131\uc7a5 \ud3ed\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc791\uc9c0\ub9cc, \ub450 \uacf3 \ubaa8\ub450 \ud50c\ub7ec\uc2a4 \uc131\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n

\uc6b0\ub9ac\uae08\uc735\uc740 2\ubd84\uae30\uc5d0\ub9cc 1\uc87046\uc5b5\uc6d0<\/strong>\uc744 \ubc8c\uba70 \ubd84\uae30 \uae30\uc900 \ucc98\uc74c\uc73c\ub85c 1\uc870 \ud074\ub7fd\uc5d0 \uc9c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44\uc740\ud589\uc774 \uc2e4\uc801\uc744 \ub04c\uc5b4\uc62c\ub9b0 \uc774\uc720\ub294?<\/h2>\n

\uc774\ubc88 \uc2e4\uc801\uc758 \ud575\uc2ec \ubcc0\uc218\ub294 \ub2e8\uc5f0 \ube44\uc740\ud589 \ubd80\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc2dd\uc2dc\uc7a5 \uac70\ub798\ub300\uae08\uc774 \ub298\uace0 \uc790\uc0b0\uad00\ub9ac \uc218\uc694\uac00 \ucee4\uc9c0\uba74\uc11c, \uc99d\uad8c\uc0ac\uc758 \uc704\ud0c1\ub9e4\ub9e4 \uc218\uc218\ub8cc\uc640 \uc6b4\uc6a9\uc774\uc775\uc774 \ud568\uaed8 \ub6f0\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

KB\uae08\uc735<\/strong>\uc758 \ube44\uc740\ud589 \uae30\uc5ec\ub3c4\ub294 44%<\/strong> \u2014 \uc774 \uc911 KB\uc99d\uad8c \ub2e8\ub3c5 \uc21c\uc774\uc775\uc774 7963\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30 \ub300\ube44 135.0%<\/strong> \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

KB\uc99d\uad8c\uc774 \uadf8\ub8f9 \uc804\uccb4 \uc21c\uc774\uc775\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc911\ub3c4 **21%**\uae4c\uc9c0 \ud655\ub300\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\ud55c\uae08\uc735<\/strong>\uc740 \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c\uc774 \uc0c1\ubc18\uae30 5777\uc5b5\uc6d0\uc744 \ubc8c\uc5b4\ub4e4\uc774\uba70 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 123.1%<\/strong> \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\ud55c\uae08\uc735 \uc804\uccb4\uc758 \ube44\uc740\ud589 \ubd80\ubb38 \uc774\uc775 \uae30\uc5ec\ub3c4\ub294 **35%**\ub85c \uc62c\ub77c\uc130\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud558\ub098\uae08\uc735<\/strong>\uc740 \ud558\ub098\uc99d\uad8c \uc0c1\ubc18\uae30 \uc21c\uc774\uc775 2731\uc5b5\uc6d0, \uc804\ub144 \ub3d9\uae30 \ub300\ube44 155.7%<\/strong> \uc99d\uac00\uac00 \ub208\uc5d0 \ub755\ub2c8\ub2e4.<\/p>\n

\ube44\uc740\ud589 \uc774\uc775 \uae30\uc5ec\ub3c4\ub294 \uc9c0\ub09c\ud574 \ub9d0 12.1%\uc5d0\uc11c \uc62c\ud574 \uc0c1\ubc18\uae30 **18.8%**\ub85c 6.7%\ud3ec\uc778\ud2b8 \ub6f0\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc6b0\ub9ac\uae08\uc735<\/strong>\uc740 \ub3d9\uc591\uc0dd\uba85\u00b7ABL\uc0dd\uba85 \ud3b8\uc785 \ud6a8\uacfc\uc5d0 \uc6b0\ub9ac\ud22c\uc790\uc99d\uad8c\uae4c\uc9c0 \ub354\ud574\uc9c0\uba70 \ube44\uc740\ud589 \uc774\uc775 \ube44\uc911\uc774 \uc9c0\ub09c\ud574 \uc0c1\ubc18\uae30 6.9%\uc5d0\uc11c **22.3%**\ub85c \ubb34\ub824 15.4%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc740\ud589 \ud55c \uac1c\ub9cc\uc73c\ub85c \ubc84\ud2f0\ub358 \uad6c\uc870\uc5d0\uc11c \ube60\ub974\uac8c \ud0c8\ud53c\ud558\uace0 \uc788\ub294 \uc148\uc774\uc8e0.<\/p>\n

\"\uae08\uc735\uc9c0\uc8fc
\ube44\uc740\ud589 \ubd80\ubb38 \uae30\uc5ec\ub3c4\uac00 KB\uae08\uc735 44%, \uc6b0\ub9ac\uae08\uc735 22.3%\uae4c\uc9c0 \ud655\ub300\ub410\uc2b5\ub2c8\ub2e4<\/figcaption>
AI \uc0dd\uc131 \uc774\ubbf8\uc9c0\uc785\ub2c8\ub2e4.<\/figcaption><\/figure>\n

4\ub300 \uae08\uc735\uc9c0\uc8fc \ubc30\ub2f9 \uc804\ub9dd \u2014 \uc8fc\uc8fc\ud658\uc6d0 \uc5bc\ub9c8\ub098 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\n

\uacb0\ub860\ubd80\ud130<\/strong>: 4\ub300 \uae08\uc735\uc9c0\uc8fc \ubaa8\ub450 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01\uacfc \ud604\uae08 \ubc30\ub2f9\uc744 \ubcd1\ud589\ud558\uba70 \uc8fc\uc8fc\ud658\uc6d0 \uaddc\ubaa8\ub97c \ud0a4\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

CET1(\ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728)\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \ud658\uc6d0 \uc5ec\ub825\uc744 \ud655\ub300\ud558\ub294 \ubc29\ud5a5\uc785\ub2c8\ub2e4.<\/p>\n

\ubcf4\ub3c4\ub97c \uc885\ud569\ud574 \uc8fc\uc8fc\ud658\uc6d0 \ud604\ud669\uc744 \uc815\ub9ac\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n\n
\uae08\uc735\uc9c0\uc8fc<\/th>\n\uc8fc\uc8fc\ud658\uc6d0 \uc8fc\uc694 \ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n
KB\uae08\uc735<\/td>\n\uc5f0\uac04 \ub204\uc801 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01 1\uc8704000\uc5b5\uc6d0 \uc804\ub9dd (\uc804\ub144 1\uc8702500\uc5b5\uc6d0 \ucd08\uacfc)<\/td>\n<\/tr>\n
\uc2e0\ud55c\uae08\uc735<\/td>\n2\ubd84\uae30 \uc8fc\ub2f9 \ud604\uae08\ubc30\ub2f9 740\uc6d0, 10\uc6d4\uae4c\uc9c0 \uc790\uc0ac\uc8fc 7000\uc5b5\uc6d0 \uaddc\ubaa8 \ub9e4\uc785<\/td>\n<\/tr>\n
\ud558\ub098\uae08\uc735<\/td>\n\ubd84\uae30 \ubc30\ub2f9\uae08 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 26.5% \uc99d\uac00, 3\ubd84\uae30 \ucd94\uac00 \uc790\uc0ac\uc8fc \ub9e4\uc785 \uc608\uace0<\/td>\n<\/tr>\n
\uc6b0\ub9ac\uae08\uc735<\/td>\n\uc740\ud589\uc9c0\uc8fc \uc911 \uc720\uc77c\ud55c \ube44\uacfc\uc138 \ubc30\ub2f9 \ubc29\uc2dd, \uc5f0\uac04 \ud604\uae08\ubc30\ub2f9 1\uc8704000\uc5b5\uc6d0 \uc804\ub9dd<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud2b9\ud788 \uc6b0\ub9ac\uae08\uc735\uc740 \uc5f0\uac04 \ud604\uae08\ubc30\ub2f9 1\uc8704000\uc5b5\uc6d0\uc5d0 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01\uae4c\uc9c0 \ub354\ud558\uba74 \ucd1d \uc8fc\uc8fc\ud658\uc6d0 \uaddc\ubaa8\uac00 2\uc8708000\uc5b5\uc6d0 \uc774\uc0c1<\/strong>\uc774 \ub420 \uc804\ub9dd\uc785\ub2c8\ub2e4.<\/p>\n

\ud558\ub098\uae08\uc735\uc758 \ubd84\uae30 \ubc30\ub2f9\uae08\uc740 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 26.5% \uc99d\uac00<\/strong>\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774 \ubd80\ubd84, \uc740\uadfc \uc911\uc694\ud574\uc694 \u2014 \ubd84\uae30 \ubc30\ub2f9\uae08\uc774 \uc774 \uc815\ub3c4 \uc624\ub978 \uac74 \uc8fc\uc8fc\ud658\uc6d0 \uc758\uc9c0\ub97c \uc22b\uc790\ub85c \ubcf4\uc5ec\uc8fc\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4.<\/p>\n

\uc8fc\uc8fc\ud658\uc6d0 \ud504\ub808\uc784\uc6cc\ud06c\ub3c4 \ub2ec\ub77c\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/h3>\n

CET1 \uae30\uc900\ub9cc \ubcf4\ub358 \ud658\uc6d0 \ud310\ub2e8 \uae30\uc900\uc5d0 ROE(\uc790\uae30\uc790\ubcf8\uc774\uc775\ub960)\ub97c \ud568\uaed8 \ubc18\uc601\ud558\ub294 \uc6c0\uc9c1\uc784\uc774 \ub3d9\uc2dc\ub2e4\ubc1c\ub85c \ub098\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e8\uc21c\ud788 \uc790\ubcf8\ube44\uc728\ub9cc \uc313\ub294 \uac8c \uc544\ub2c8\ub77c \uc218\uc775\uc131 \uac1c\uc120\uc744 \ud658\uc6d0\uacfc \uc5f0\uacb0\ud558\ub294 \uad6c\uc870\ub85c \uc804\ud658 \uc911\uc774\ub77c\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4.<\/p>\n

\ud558\ubc18\uae30 \uc2e4\uc801\u00b7\ubc30\ub2f9 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/h2>\n

\uc2dc\uc7a5\uc5d0\uc11c\ub294 \ud558\ubc18\uae30\uc5d0\ub3c4 \ub450 \uc790\ub9bf\uc218 \uc131\uc7a5\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc804\ub9dd\uc774 \ub098\uc635\ub2c8\ub2e4.<\/p>\n

BNK\ud22c\uc790\uc99d\uad8c \ubd84\uc11d\uc5d0 \ub530\ub974\uba74, \uc774\uc790\uc774\uc775\uc774 \uc608\uc0c1\ubcf4\ub2e4 \uac15\ud558\uac8c \ub098\uc624\uace0 \uc788\uc5b4 \uc5f0\uac04 \uae30\uc900 \ub450 \uc790\ub9bf\uc218 \ucd08\ubc18~\uc911\ubc18<\/strong> \uc774\uc775 \uc99d\uac00\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \ud3c9\uac00\uc785\ub2c8\ub2e4.<\/p>\n

\uac00\uacc4\ub300\ucd9c \ucd1d\ub7c9\uaddc\uc81c\ub77c\ub294 \ubcc0\uc218\uac00 \uc788\uc9c0\ub9cc, \uc774\uc790\uc774\uc775\uc740 \uc62c \uc0c1\ubc18\uae30\uc5d0\ub3c4 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44\uc740\ud589 \ubd80\ubb38\uc774 \uc774 \uae30\uc138\ub97c \uc774\uc5b4\uac04\ub2e4\uba74 \ud558\ubc18\uae30 \ucd94\uac00 \uc8fc\uc8fc\ud658\uc6d0 \ubc1c\ud45c \uac00\ub2a5\uc131\ub3c4 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n

\ud558\ubc18\uae30 \ucd94\uac00 \uc790\uc0ac\uc8fc \ub9e4\uc785\uc744 \uacf5\uc2dd \uc608\uace0\ud55c \uacf3\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e4\uc801 \uac1c\uc120\uc774 \uacc4\uc18d\ub420 \uac83\uc73c\ub85c \ubcf4\uc774\ub294 \ub9cc\ud07c, \ud558\ubc18\uae30 \uc8fc\uc8fc\ud658\uc6d0 \ubc1c\ud45c \uc2dc\uc810\uacfc \uaddc\ubaa8\uac00 \uae08\uc735\uc8fc \uc8fc\uac00\uc758 \ud575\uc2ec \ubcc0\uc218\uac00 \ub420 \uc804\ub9dd\uc785\ub2c8\ub2e4.<\/p>\n

\uc9c1\uc811 \uacc4\uc0b0\ud574\ubcf8 \ud22c\uc790 \uc2dc\ub098\ub9ac\uc624<\/h2>\n

\ub9cc 38\uc138 \uc9c1\uc7a5\uc778\uc774 KB\uae08\uc735 \uc8fc\uc2dd 1000\uc8fc\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

2026\ub144 \uc0c1\ubc18\uae30 KB\uae08\uc735\uc740 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01 \uaddc\ubaa8\ub97c \uc5f0\uac04 1\uc8704000\uc5b5\uc6d0 \uc218\uc900\uc73c\ub85c \ub04c\uc5b4\uc62c\ub9b4 \uc804\ub9dd\uc785\ub2c8\ub2e4.<\/p>\n

\uc790\uc0ac\uc8fc \uc18c\uac01\uc740 \uc8fc\ub2f9 \uac00\uce58\ub97c \ub192\uc774\ub294 \ubc29\ud5a5\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n

\uc2e0\ud55c\uae08\uc735\uc758 \uacbd\uc6b0 2\ubd84\uae30 \uc8fc\ub2f9 \ud604\uae08\ubc30\ub2f9\uc774 740\uc6d0\uc785\ub2c8\ub2e4.<\/p>\n

1000\uc8fc \ubcf4\uc720\uc790\ub77c\uba74 2\ubd84\uae30 \ud55c \ubc88\uc5d0 74\ub9cc\uc6d0\uc758 \ud604\uae08\ubc30\ub2f9\uc744 \ubc1b\ub294 \uacc4\uc0b0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\uc5f0\uac04 4\ubd84\uae30 \uae30\uc900\uc73c\ub85c \ube44\uc2b7\ud55c \uc218\uc900\uc774 \uc720\uc9c0\ub41c\ub2e4\uba74, \ud604\uae08\ubc30\ub2f9\ub9cc\uc73c\ub85c \uc5f0\uac04 \uc57d 200\ub9cc~300\ub9cc\uc6d0 \uc218\uc900\uc758 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e8, \ubc30\ub2f9\uae08\uc740 \ub9e4 \ubd84\uae30 \uc2e4\uc801\uacfc \uc774\uc0ac\ud68c \uacb0\uc758\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c \uacf5\uc2dd \ubc1c\ud45c\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\"4\ub300
\ud558\ubc18\uae30 \ucd94\uac00 \uc8fc\uc8fc\ud658\uc6d0 \uc5ec\ubd80\uac00 \uae08\uc735\uc8fc \uc8fc\uac00\uc758 \ud575\uc2ec \ubcc0\uc218\ub85c \ub5a0\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/figcaption>
AI \uc0dd\uc131 \uc774\ubbf8\uc9c0\uc785\ub2c8\ub2e4.<\/figcaption><\/figure>\n

\ub193\uce58\uae30 \uc26c\uc6b4 \ud3ec\uc778\ud2b8 \u2014 \uc6b0\ub9ac\uae08\uc735 '\ube44\uacfc\uc138 \ubc30\ub2f9'<\/h2>\n

4\ub300 \uae08\uc735\uc9c0\uc8fc \uc911 \ubc30\ub2f9 \ubc29\uc2dd\uc5d0\uc11c \ucc28\ubcc4\ud654\ub41c \uacf3\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc6b0\ub9ac\uae08\uc735\uc740 4\ub300 \uc740\ud589\uc9c0\uc8fc \uac00\uc6b4\ub370 \uc720\uc77c\ud558\uac8c \ube44\uacfc\uc138 \ubc30\ub2f9 \ubc29\uc2dd<\/strong>\uc73c\ub85c \uc9c0\uae09\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n

\ubc30\ub2f9\uc18c\ub4dd\uc138 15.4%\uac00 \ucc28\uac10\ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \ub73b\uc774\ub2c8, \uc2e4\uc218\ub839 \ubc30\ub2f9\uae08 \uae30\uc900\uc73c\ub85c\ub294 \uac19\uc740 \ubc30\ub2f9\uae08\uc561\uc774\ub77c\ub3c4 \uc2e4\uc9c8 \uac00\uce58\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n

\uc774 \ubd80\ubd84\uc744 \uccb4\ud06c\ud558\uc9c0 \uc54a\uace0 \ubc30\ub2f9\uc218\uc775\ub960\ub9cc \ub2e8\uc21c \ube44\uad50\ud558\uba74 \uc624\uc0b0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc138\ud6c4 \uc2e4\uc9c8 \ubc30\ub2f9\uc218\uc775\uc774 \uc911\uc694\ud55c \ud22c\uc790\uc790\ub77c\uba74 \ub208\uc5ec\uaca8\ubcfc \ub9cc\ud55c \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790 \ud310\ub2e8 \uae30\uc900 \u2014 \uc5b4\ub5a4 \uc9c0\uc8fc\uac00 \uc720\ub9ac\ud560\uae4c?<\/h2>\n

\ub2e8\uc21c\ud558\uac8c \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc131\uc7a5\ub960\uc744 \uc911\uc2dc\ud55c\ub2e4\uba74<\/strong> \u2192 KB\uae08\uc735\u00b7\uc2e0\ud55c\uae08\uc735\uc774 \ub450 \uc790\ub9bf\uc218 \uc131\uc7a5\uc73c\ub85c \uc55e\uc11c \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubc30\ub2f9 \uc2e4\uc218\ub839\uc561\uc744 \uc911\uc2dc\ud55c\ub2e4\uba74<\/strong> \u2192 \uc6b0\ub9ac\uae08\uc735\uc758 \ube44\uacfc\uc138 \ubc30\ub2f9 \ubc29\uc2dd\uc774 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44\uc740\ud589 \ub2e4\uac01\ud654 \uc9c4\ud589 \uc18d\ub3c4\ub97c \ubcf8\ub2e4\uba74<\/strong> \u2192 \uc6b0\ub9ac\uae08\uc735\uc758 \ube44\uc740\ud589 \ube44\uc911\uc774 6.9% \u2192 22.3%\ub85c \uac00\uc7a5 \uac00\ud30c\ub974\uac8c \uc62c\ub790\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc790\uc0ac\uc8fc \ud658\uc6d0 \uaddc\ubaa8\ub97c \ubcf8\ub2e4\uba74<\/strong> \u2192 KB\uae08\uc735 \uc5f0\uac04 1\uc8704000\uc5b5\uc6d0 \uaddc\ubaa8\uac00 \ud604\uc7ac \uac00\uc7a5 \ud07d\ub2c8\ub2e4.<\/p>\n

\uc5b4\ub290 \ud558\ub098\uac00 \uc555\ub3c4\uc801\uc73c\ub85c \uc720\ub9ac\ud558\ub2e4\uace0 \ub2e8\uc815\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790 \ubaa9\uc801(\ubc30\ub2f9 \uc18c\ub4dd, \uc8fc\uac00 \uc0c1\uc2b9, \ub2e8\uae30\/\uc7a5\uae30)\uc5d0 \ub530\ub77c \uc6b0\uc120\uc21c\uc704\uac00 \ub2ec\ub77c\uc9c0\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n

\uae08\uc735\uc8fc \ud22c\uc790\ub97c \uace0\ubbfc \uc911\uc774\ub77c\uba74 SK\ud558\uc774\ub2c9\uc2a4 \uc8fc\uac00 \uc804\ub9dd 2026 \ubd84\uc11d<\/a> \uae00\ub3c4 \ucc38\uace0\ud558\uba74 \uc5c5\uc885 \uac04 \ube44\uad50\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\n

\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/h2>\n

Q. 4\ub300 \uae08\uc735\uc9c0\uc8fc 2026\ub144 \uc0c1\ubc18\uae30 \ud569\uc0b0 \uc21c\uc774\uc775\uc740 \uc5bc\ub9c8\uc778\uac00\uc694?<\/strong><\/p>\n

2026\ub144 \uc0c1\ubc18\uae30 KB\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\uae08\uc735 \ud569\uc0b0 \ub2f9\uae30\uc21c\uc774\uc775\uc740 11\uc8703392\uc5b5\uc6d0\uc785\ub2c8\ub2e4. \uc804\ub144 \ub3d9\uae30 \ub300\ube44 9.8% \uc99d\uac00\ud55c \uc0ac\uc0c1 \ucd5c\ub300 \uaddc\ubaa8\uc785\ub2c8\ub2e4.<\/p>\n

Q. KB\uae08\uc735\uacfc \uc2e0\ud55c\uae08\uc735 \uc911 \uc0c1\ubc18\uae30 \uc21c\uc774\uc775\uc774 \ub354 \ub9ce\uc740 \uacf3\uc740?<\/strong><\/p>\n

KB\uae08\uc735\uc774 3\uc8708846\uc5b5\uc6d0\uc73c\ub85c 1\uc704, \uc2e0\ud55c\uae08\uc735\uc774 3\uc8704427\uc5b5\uc6d0\uc73c\ub85c 2\uc704\uc785\ub2c8\ub2e4. \ub450 \uacf3 \ubaa8\ub450 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 13%\ub300 \uc131\uc7a5\uc73c\ub85c \ubc18\uae30 \uc0ac\uc0c1 \ucd5c\ub300 \uc2e4\uc801\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

Q. \uc6b0\ub9ac\uae08\uc735 \ube44\uacfc\uc138 \ubc30\ub2f9\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/p>\n

\uc6b0\ub9ac\uae08\uc735\uc740 4\ub300 \uc740\ud589\uc9c0\uc8fc \uc911 \uc720\uc77c\ud558\uac8c \ube44\uacfc\uc138 \ubc29\uc2dd\uc73c\ub85c \ubc30\ub2f9\uc744 \uc9c0\uae09\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \uc77c\ubc18 \ud604\uae08\ubc30\ub2f9\uc740 \ubc30\ub2f9\uc18c\ub4dd\uc138 15.4%\uac00 \uc6d0\ucc9c\uc9d5\uc218\ub418\uc9c0\ub9cc, \ube44\uacfc\uc138 \ubc30\ub2f9\uc740 \uc774 \uc138\uae08\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc544 \uac19\uc740 \ubc30\ub2f9\uae08\uc561\uc774\ub77c\ub3c4 \uc2e4\uc9c8 \uc218\ub839\uc561\uc774 \ub354 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

Q. \ud558\ubc18\uae30 \uae08\uc735\uc9c0\uc8fc \uc2e4\uc801 \uc804\ub9dd\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/strong><\/p>\n

\uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc774\uc790\uc774\uc775\uc774 \uc608\uc0c1\ubcf4\ub2e4 \uac15\ud558\uac8c \uc720\uc9c0\ub420 \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\uc73c\uba70, \uc5f0\uac04 \uae30\uc900 \ub450 \uc790\ub9bf\uc218 \ucd08\ubc18\uc5d0\uc11c \uc911\ubc18 \uc218\uc900\uc758 \uc774\uc775 \uc99d\uac00\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \ubd84\uc11d\uc774 \ub098\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uae08\ub9ac \ud658\uacbd, \ud658\uc728 \ubcc0\ub3d9\uc131 \ub4f1 \uac70\uc2dc \ubcc0\uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uacf5\uc2dd \ubc1c\ud45c\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

Q. 4\ub300 \uae08\uc735\uc9c0\uc8fc \uc911 \uc790\uc0ac\uc8fc \ub9e4\uc785 \uaddc\ubaa8\uac00 \uac00\uc7a5 \ud070 \uacf3\uc740?<\/strong><\/p>\n

KB\uae08\uc735\uc774 \uc5f0\uac04 \ub204\uc801 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01 \uaddc\ubaa8\ub97c 1\uc8704000\uc5b5\uc6d0\uc73c\ub85c \ub04c\uc5b4\uc62c\ub9b4 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc804\ub144(1\uc8702500\uc5b5\uc6d0)\uc744 \ucd08\uacfc\ud558\ub294 \uaddc\ubaa8\uc785\ub2c8\ub2e4. \uc2e0\ud55c\uae08\uc735\ub3c4 \uc624\ub294 10\uc6d4\uae4c\uc9c0 7000\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc790\uc0ac\uc8fc \ub9e4\uc785\uc744 \uacb0\uc758\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\n

\ub9c8\ubb34\ub9ac<\/h2>\n

4\ub300 \uae08\uc735\uc9c0\uc8fc \uc0c1\ubc18\uae30 \uc21c\uc774\uc775 \ubc30\ub2f9 \uc804\ub9dd\uc774 \uc774\ub807\uac8c \uc120\uba85\ud558\uac8c \uc815\ub9ac\ub41c \ud574\ub294 \ub9ce\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e4\uc801\ub3c4 \uc8fc\uc8fc\ud658\uc6d0\ub3c4 \uc5ed\ub300\uae09\uc778 \uac74 \uc0ac\uc2e4\uc774\uc9c0\ub9cc, \uae08\ub9ac\u00b7\ud658\uc728\u00b7\uaddc\uc81c\ub77c\ub294 \ubcc0\uc218\ub294 \uc5b8\uc81c\ub4e0 \ubc29\ud5a5\uc744 \ubc14\uafc0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc22b\uc790\ub294 \ucd9c\ubc1c\uc810\uc77c \ubfd0 \u2014 \ubcf4\uc720 \ubaa9\uc801\uacfc \uae30\uac04\uc744 \uba3c\uc800 \uc815\ud558\uace0, \uadf8\ub2e4\uc74c \uc5b4\ub5a4 \uc9c0\uc8fc\uac00 \ub0b4 \uae30\uc900\uc5d0 \ub9de\ub294\uc9c0 \ub530\uc838\ubcf4\uc2dc\uae38 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n

\ucc38\uace0\uc790\ub8cc<\/h2>\n